Books
Ten plain-English guides by Daniel Larsen, CFA, covering retirement income, Social Security, taxes, Medicare and more. Read them in order or start with the question on your mind.
Book 1
Turn Your Savings into Reliable Income That Lasts as Long as You Do
Saving for retirement and spending in retirement are two different skills. By the time you finish, you'll know how to build your own retirement paycheck: a steady, predictable flow of money that arrives every month, covers your bills, and adjusts sensibly as markets and life change.
Book 2
A Year-by-Year Plan to Get Your Money, Health Coverage, and Life Ready
The five years before retirement aren't just the end of your career. They're the most decision-dense stretch of your entire financial life.
Book 3
When to Claim, How to Maximize, and What to Avoid
For many American households, Social Security is worth more than either their house or their 401(k). The good news is that Social Security isn't nearly as complicated as its reputation.
Book 4
Roth Conversions, RMDs, and Smart Withdrawals That Keep More of Your Money
In retirement, you have more control over your taxes than at any other point in your life. Those choices, made well and coordinated over many years, can reduce the lifetime taxes you and your heirs pay by tens of thousands of dollars, sometimes much more.
Book 5
A Plain-English Guide to Enrolling, Choosing Coverage, and Controlling Costs
Medicare is a decision, not a default. The choices you make around 65 affect your costs, your choice of doctors, and your peace of mind for years.
Book 6
A Practical Guide for Women to Build, Protect, and Enjoy a Secure Retirement
Women's retirements often look different from men's in ways that make planning more important, not less. The patterns are common enough that every woman deserves a plan built with them in mind.
Book 7
Catch Up on Retirement Savings in Your 50s and 60s and Still Retire with Confidence
It's not too late to make a big difference. The years from 50 to 70 have some advantages, and you have more levers than you might think.
Book 8
Value It, Sell It or Pass It On, and Turn Your Business into a Secure Retirement
For many business owners, the business is the largest asset they'll ever own, often worth more than everything else combined. This book is designed to help you plan ahead, whether your exit is two years away or ten.
Book 9
Turn Stock Options, RSUs, and Deferred Compensation into a Secure Retirement
Your compensation is generous but complex, and each piece has its own rules, tax treatment, and deadlines. This book addresses each of those challenges in plain English, with practical steps.
Book 10
See Past the Sales Pitch and Decide Whether an Annuity Belongs in Your Plan
Annuities aren't magic, and they aren't poison. They're tools. My goal is to help you see past both the sales pitch and the knee-jerk criticism, so you can decide calmly and with full information.
Books are educational and are not individualized investment, tax, legal, or insurance advice.