Pricing
Free planning. AI-powered Premium for $9.99/mo.
Start free forever. Try Premium free for 7 days.
Plans
Free planning. AI-powered Premium.
Core planning tools:
- Dashboard & On Track Score
- Retirement projections
- Coast FIRE calculator
- Social Security timing
- Goals, portfolio suggestions & cash yield simulator
- Plan saving
Everything in Free, plus:
- AI retirement insights
- AI scenario analysis
- Roth conversion window analysis
- Sequence-of-returns stress test
- Monte Carlo success probability
- Named scenarios
- Tax-loss harvesting estimator
Credit card required. Auto-renews at $9.99/month unless cancelled before the trial ends. Cancel anytime in the Stripe Customer Portal.
Trial & billing terms
Premium (the AI-powered tier) is $9.99/month with a 7-day free trial. A credit card is required to start the trial. Unless you cancel before the trial ends, your card is charged $9.99 and the subscription auto-renews monthly until cancelled. Cancel anytime. Billing is handled securely by Stripe Checkout, and you can cancel or update payment anytime via Manage Subscription (Stripe Customer Portal).
| Feature | Free | Premium |
|---|---|---|
| Planning basics | ||
| Dashboard & On Track Score | ✓ | ✓ |
| Retirement projections (nest egg, income, chart) | ✓ | ✓ |
| Coast FIRE calculator | ✓ | ✓ |
| Social Security timing (62/67/70) | ✓ | ✓ |
| Basic goals & portfolio suggestions | ✓ | ✓ |
| Cash yield simulator | ✓ | ✓ |
| Local + server plan saving | ✓ | ✓ |
| AI co-pilot | ||
| AI retirement insights & narratives | — | ✓ |
| AI scenario analysis | — | ✓ |
| Advanced analysis | ||
| Monte Carlo success probability | — | ✓ |
| Sequence-of-returns stress test | — | ✓ |
| Roth conversion window analysis | — | ✓ |
| Tax-loss harvesting estimator | — | ✓ |
| Named scenario saving & comparison | — | ✓ |
| Billing | ||
| Price | $0 | $9.99/mo |
| Free trial | — | 7 days (card required) |
| Auto-renews | — | Monthly, until cancelled |
| Cancel | — | Anytime via Stripe portal |
Billing questions
What does Premium cost?
$9.99 per month, with a 7-day free trial.
How does the free trial work?
You start the trial through Stripe Checkout, which requires a credit card. If you don't cancel within 7 days, you're charged $9.99 and the plan renews monthly until you cancel.
How do I cancel?
Open the app and choose Manage Subscription. This opens the Stripe Customer Portal, where you can cancel or update payment details.
Get on the fastlane to retirement clarity
Start free. Upgrade when you want deeper analysis.