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Fastlane Budget

Build a detailed spending plan for today and for retirement, side by side. Enter any amount at any frequency (weekly, monthly, every 10 years) and we convert it to monthly and annual totals.

Saved on this device only. Your budget is stored in this browser (localStorage). Nothing is sent to Retirement Fastlane LLC servers. Clearing browser data or using “Erase this device” removes it. Linked accounts are planned, not available yet; everything here is entered by you.

Household

Household Your age Target retirement year Cushion Show amounts Depth

Search lines Changed lines only

Current vs. retirement

ESS = essential (your floor). LIFE = lifestyle (your upside). Monthly and annual figures are normalized from what you enter.

Sinking funds

For lumpy costs like a car every 10 years. Monthly set-aside = (inflated target − saved so far) ÷ months remaining. Set-asides count in your “lumpy” subtotal.

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Educational planning tool from Retirement Fastlane LLC. It is not investment, tax, or legal advice. Inflation rates are editable planning assumptions, not forecasts. Figures are in today’s dollars.

Fastlane Budget · Worksheet B: Retirement Spending Plan · Retirement Fastlane LLC · educational only, not advice. Printed .