Features
Planning tools built for your phone
Five screens — Dashboard, Retirement, Insights, Scenarios and Premium — with charts powered by Chart.js.
Feature tour
Five screens, one clear plan
Dashboard screen
Your On Track Score, projected nest egg, and sustainable income in one glance.
Retirement screen
Projections with an interactive chart, Coast FIRE, and Social Security timing (62/67/70).
Insights screen
AI-generated narratives that explain your plan, plus tax-loss harvesting estimates.
Scenarios screen
Save named scenarios, compare them side by side, and run AI scenario analysis.
Premium screen
Monte Carlo, sequence-of-returns stress test, Roth conversion windows — and Manage Subscription via Stripe.
Meet your AI retirement co-pilot
Premium adds AI-generated educational insights that explain your plan in plain English — what's driving your On Track Score, where the risks are, and how your scenarios compare.
- AI retirement insights & narratives
- AI scenario analysis — ask "what if I retire at 62?"
- Backed by Monte Carlo, stress tests, and Roth conversion analysis
Insights are AI-generated for education only. They can be wrong, are not personalized investment, tax or legal advice, and should be verified with a qualified professional.
Start 7-day free trialInsights · sample
Illustration only. Educational, not advice.
Free features
Dashboard & On Track Score
See at a glance whether your plan is on track.
Retirement projections
Nest egg, sustainable income, and a projection chart.
Coast FIRE calculator
Find the point where growth alone can carry you to retirement.
Social Security timing
Compare claiming at 62, 67, and 70.
Goals, portfolio suggestions & cash yield simulator
Basic tools to set targets and model cash yields.
Plan saving
Save your plan locally and on the server.
Premium features $9.99/mo
AI retirement insights
AI-generated, plain-English narratives explaining what is driving your plan.
AI scenario analysis
Ask what-if questions and get AI-generated comparisons of your scenarios.
Roth conversion window analysis
Explore potential years to convert.
Sequence-of-returns stress test
See how bad early markets could affect your plan.
Monte Carlo success probability
Estimate plan success across many simulated markets.
Named scenarios
Save and compare scenarios side by side.
Tax-loss harvesting estimator
Estimate potential harvesting opportunities.
The app's screens
Dashboard
Your On Track Score and key numbers.
Retirement
Projections, nest egg, and sustainable income.
Insights
Narrative summaries and analysis.
Scenarios
Save and compare named what-ifs.
Premium
Manage your plan and subscription.
Get on the fastlane to retirement clarity
Start free. Upgrade when you want deeper analysis.